Rising Costs
Insurance, payroll and workers’ compensation expenses can place increasing pressure on the business.
EMPLOYEE BENEFITS, REIMAGINED
Lower Your Business
Health Insurance Costs.
Give Your Employees
Better Benefits.
Zion Light Solutions helps business owners explore smarter health insurance strategies designed to strengthen employee benefits while reducing the cost of providing them.
Lower Costs
15–25% average savings for businesses we work with.
Better Benefits
Add meaningful benefits for employees and families.
Stronger Teams
Support satisfaction, recruitment and retention.
THE CHALLENGE
The Cost of Providing Health Benefits Keeps Rising
Business owners are being asked to spend more each year just to maintain the same level of coverage. That puts pressure on the company while employees continue to expect competitive, meaningful benefits.
Paying more shouldn’t be your only option.
Competitive Benefits
Employees expect meaningful benefits, but expanding coverage can be expensive.
Recruitment and Retention
A stronger benefits package can help a business attract and retain valuable employees.
A SMARTER APPROACH
Better Benefits Can Also Be Better for Your Business
Zion Light Solutions helps businesses evaluate the ACA Wellness 125 Cafeteria Plan and determine whether it could improve their current employee-benefits strategy.
Potential outcomes depend on each organization’s circumstances and are not guaranteed.
See What Your Business Could SaveMay help reduce FICA and workers’ compensation expenses
Add valuable wellness and telehealth benefits
Increase employees’ net take-home pay
Improve employee satisfaction and retention
Create a more sustainable benefits structure
HOW IT WORKS
A Clear, Straightforward Process
- 1
Understand Your Business
Review your workforce, payroll, existing benefits, expenses and business objectives.
- 2
Identify the Opportunity
Prepare an analysis showing potential benefits and estimated savings for your company and employees.
- 3
Review the Strategy
Explain how the program works and coordinate with your existing professional advisors when appropriate.
- 4
Implement the Program
If the strategy makes sense, help coordinate enrollment, employee communication and implementation.
- 5
Provide Ongoing Support
Continue supporting the business and its employees after the program is established.
REAL BUSINESS EXPERIENCES
What Business Owners Are Saying
Businesses across healthcare, senior living, transportation, hospitality and other industries have used this strategy to strengthen employee benefits and reduce operating expenses.
The plan is a transformative tool for our organization, presenting substantial financial benefits, including significant savings in FICA taxes and workers’ compensation annually.
Ariel Joudai, CPA
CFO, Affinity Hospice
The substantial and robust benefits provided to employees were greatly appreciated, while the resulting FICA savings proved crucial in stabilizing our business during a critical period.
Steven Cook
Former CFO, Exceptional Living Centers
The program has proven instrumental in sustaining our business, allowing us to keep our doors open and retain our employees. We are achieving annual savings of over $500,000.
Ronald Moore
COO & CFO, Safety Net Inc.
My employees now enjoy benefits they have never had before, and I am saving close to $100,000 on FICA and workers’ compensation costs.
Taniya Ahmed
CEO, Sunbliss Cafe
My CPA remarked that it would be unwise not to adopt such an exceptional program, especially given the assurance provided by CBIZ.
Sam Choudhury
Orthopedic Surgeon and Business Owner
This program is an absolute game-changer for any business owner in America.
Peter Capdevielle
Multi-Location Maaco Owner
With a dedicated team of 51 employees, we have realized annual savings exceeding $120,000 in FICA taxes and workers’ compensation expenses combined.
Dan Salceda
Owner and Attorney, Golden Living
Our company achieved annual savings exceeding a quarter million dollars. Our employees also enjoyed extra money in their pockets each month, significantly boosting morale.
Jason Adelman
Senior-Living Owner and Insurance Broker
We are now realizing annual savings exceeding $140,000. The program has also been exceedingly well-received by our employees.
Brandon Zora, CPA
Owner and CEO, Black Tiger Transportation
See what this strategy could mean for your business.
Schedule a ConversationTestimonials reflect individual experiences. Results and potential savings vary by business.
WHY ZION LIGHT
Health Benefits Are Complicated. Your Strategy Doesn’t Have to Be.
Zion Light Solutions helps business owners understand the strategy, evaluate the potential financial impact and determine whether it makes sense for their organization.
The goal is not to recommend the same solution to every business. It is to provide a clear analysis that allows you and your professional advisors to make an informed decision.
Clear Guidance
Understand how the strategy works without unnecessary complexity.
Business-Specific Analysis
Evaluate potential benefits and savings using information from your actual business.
Implementation Support
Receive assistance throughout the review, enrollment and implementation process.
FREQUENTLY ASKED QUESTIONS
Questions Business Owners Often Ask
START A CONVERSATION
Could Your Business Provide Better Benefits for Less?
Let’s review what you are currently doing and determine whether a smarter employee-benefits strategy could reduce expenses while creating greater value for your team.
A brief initial conversation can help determine whether your business may be a good fit.